Wind Mitigation Inspections
Lower your Florida homeowners insurance premiums by documenting your home's wind-resistant features. We provide the official OIR-B1-1802 form with same-day reports to help you save.
Unlock Insurance Savings with a Wind Mitigation Report
In Florida, a Wind Mitigation Inspection is one of the smartest investments a homeowner can make. By documenting the specific features that make your home more resistant to hurricane-force winds, you can qualify for significant discounts on your homeowners insurance policy.
Since 2020, our licensed inspectors have helped countless Southwest Florida residents lower their insurance costs. We provide a thorough and accurate assessment, delivering the official OIR-B1-1802 form and all necessary photos directly to you, ready to be sent to your insurance agent. The process is quick, affordable, and the savings can last for years.
Key Features We Document for Credits
Roof Covering
- Material type (shingles, tile, metal)
- Permit documentation and age verification
- Compliance with Florida Building Code (FBC)
Roof Deck Attachment
- Nail size and spacing inspection
- Plywood or OSB thickness verification
- Ensures the roof deck is securely fastened
Roof-to-Wall Connection
- Identifies clips, single wraps, or double wraps
- Crucial for preventing roof lift-off
- One of the most significant insurance credits
Roof Geometry
- Determines if the roof is Hip, Gable, or Flat
- Hip roofs typically receive a substantial discount
- Calculations based on non-hip feature lengths
Secondary Water Resistance (SWR)
- Sealed roof deck or self-adhering underlayment
- Provides a backup barrier against water intrusion
- Commonly applied during a re-roof
Opening Protection
- Impact-rated windows, doors, and garage doors
- Documentation of rated shutters or panels
- Ensures all openings are protected from windborne debris
What You Receive
Official Insurance Documentation
- Completed Florida OIR-B1-1802 Form
- High-quality, labeled photos for each credit
- Clear documentation of all wind-resistant features
- PDF report ready to email to your agent
Fast & Professional Service
- 24-hour report delivery standard
- Quick and efficient on-site inspection
- Post-inspection support for any questions
- Licensed (HI3589) and insured inspector
What Our Customers Say
"Needed a wind mitigation inspection for insurance discounts. Got the report same day and saved $400/year on premiums. Professional service and great communication."
Robert K.
LaBelle
"The inspector was fantastic. He clearly documented all the wind-resistant features of our home. The report was professional and accepted by our insurance company without any issues."
Susan P.
Cape Coral
"Combined our 4-Point and Wind Mitigation inspections. Mayne Home Inspectors was fast, affordable, and professional. The reports were clear and helped us maximize our insurance credits."
Brian D.
Lehigh Acres
Frequently Asked Questions About Wind Mitigation
What is a wind mitigation inspection?
A wind mitigation inspection is a specific type of home inspection that identifies construction features that have been shown to reduce losses in hurricanes. Documenting these features on the official OIR-B1-1802 form can lead to significant discounts on your Florida homeowners insurance.
How much can I save on my insurance?
Savings vary widely based on your home's features, location, and insurance carrier, but it's not uncommon for homeowners to save hundreds of dollars per year. The cost of the inspection is often recovered within the first year.
How long does a wind mitigation inspection take?
A typical wind mitigation inspection takes about 30-60 minutes. We'll need access to your attic to document roof-to-wall connections and roof deck attachments.
When will I get my report?
You will receive the completed OIR-B1-1802 form with all required photos as a PDF within 24 hours, often the same day as the inspection.
How long is the inspection report valid?
A wind mitigation inspection report is typically valid for five years from the date of the inspection, as long as no material changes have been made to the roof or structure.
Can you do a Wind Mitigation and 4-Point inspection at the same time?
Yes, many homeowners bundle these two inspections together for convenience and cost savings, especially when required for a new insurance policy. We can complete both during a single visit.
Ready to Lower Your Insurance Premiums?
Schedule your Wind Mitigation Inspection today and start saving. Call or text for fast scheduling and expert service throughout Southwest Florida.